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Beneficiaries of 4Ps, a government poverty reduction program, queue at the Land Bank office in GSIS Subdivision in Matina, Davao City on November 10, 2018 to activate their new ATM cards. Each household beneficiary receives a monthly health grant of P500 and an education grant of P300 per child every month for ten months. A household may register a maximum of three children. MindaNews photo by GG BUENO